Things to Consider When Buying a Retirement Home

Retirement is a time for relaxation, enjoyment, and fulfillment, and one of the key decisions you will make in this chapter is where you want to spend it. Buying a retirement home is a significant decision that requires careful consideration. You want to ensure that the home you choose is not only affordable but also comfortable, safe, and meets your needs – now and in the future.

At Uplands Village, our retirement living community in Pleasant Hill, Tennessee, offers individuals the opportunity to own their independent living home and create a retirement lifestyle as unique as they are. Because of this, we understand how much goes into making this decision, so we are sharing some things to consider when buying your retirement home.


Like any other real estate purchase, the location of your retirement home is one of the most important factors to consider. You want to choose an area that you enjoy and where you can see yourself living for years to come. This could be somewhere close to family and friends or in a region you’ve always wanted to explore. 

Consider the climate and proximity to amenities, like healthcare facilities, shopping centers, and entertainment venues. Additionally, it is important to think about the accessibility of the area, especially if you have difficulty with mobility.


Another factor to consider when buying a retirement home is the size. You want to choose a home that is the right size for your needs. For example, a smaller home may be more appropriate if you are downsizing. However, a larger home may be more suitable if you plan on having family and friends stay with you often. It is important to consider your lifestyle and preferences when choosing the size of your retirement home.


Of course, the cost is always an important consideration when buying a retirement home. You want to ensure the house you choose is within your budget and that you are not overextending yourself financially. Keep in mind that your monthly income will likely look different during retirement than it did when you were working.

It is important to consider not only the cost of the home itself but also ongoing expenses such as property taxes, utilities, and maintenance fees. Additionally, you should consider any future costs, such as healthcare expenses, and the impact these may have on your financial situation.

Fortunately, according to the World Population Review’s Cost of Living Index, Tennessee ranks sixth for the lowest cost of living in the United States. With no state income tax, lower housing rates, less expensive utilities, and even groceries costing below the national average, the low cost of living in Tennessee makes it a desirable retirement destination.


Retirement is a time to enjoy the good things in life, and this includes access to amenities that make your life more comfortable and enjoyable. Choosing a home in a retirement living community like Uplands Village gives you convenient access to engaging amenities such as an aquatic center, fitness centers, community activities, and more. 


Your healthcare needs may change as you age, and it is important to consider this when choosing a retirement home. You want to ensure you have access to quality healthcare and that your needs are met. This may include proximity to hospitals and medical centers, as well as access to healthcare professionals.

One of the benefits of buying a retirement home at Uplands Village is that we are a life plan community. This means we offer a full continuum of care to cater to care needs should they ever change. As a result, you can feel secure and have peace of mind knowing that you have access to care and assistance whenever you need it.


Accessibility is another important consideration when choosing a retirement home. You may want to consider a single-story house or a home with features like a bedroom on the ground floor and easily accessible showers. Additionally, you should consider the accessibility of the community, including access to public transportation and nearby amenities.

Buying a retirement home is a significant decision that requires careful consideration, but by taking the time to weigh your options, you can ensure the house you choose is what you need to lead an active retirement! 

Ultimately, your retirement home should be a place where you can relax, enjoy life, and make memories. Our retirement living community in Pleasant Hill, Tennessee, is the perfect place to create your ideal retirement lifestyle. 

View our available independent living residences and learn more about what we offer at Uplands Village!